A Fresh Start From Debt
Difficult debt situations can happen to anyone. Unexpected situations such as divorce, loss of a job, medical emergencies and business disputes can disrupt income on which people had built their financial plans.
Often, the only real mistake individuals and business owners make is waiting too long to explore all of their options for dealing with the debt they are facing.
Chapter 7 Bankruptcy
For individuals and families, Chapter 7 can offer a fresh start. Unsecured debts such as credit card debt and medical bills can be discharged in a matter of months. With the exemptions that are part of bankruptcy law, most people are able to keep their cars, homes and other assets. I can help you understand what you have to gain from filing for bankruptcy.
Many business owners have taken responsibility for all of their business’s debt. When a business has reached the end of its lifecycle, this can be problematic. How do you deal with business debt while giving yourself the chance to move forward? Chapter 7 bankruptcy offers debt relief to business owners who have taken personal responsibility for the debt of their businesses.
Chapter 13 Bankruptcy
If you are facing foreclosure or do not qualify for Chapter 7 protection, Chapter 13’s repayment plan can allow you to put an immediate halt to foreclosure and other collection activities. The repayment plan allows you to become current on your mortgage over a three- to five-year period. Chapter 13 also allows for the discharge of remaining unsecured debts at the end of the repayment period.
35 Years Of Experience Helping People Overcome Difficult Debt
I am attorney Stanley H. Robinson. My experience and knowledge of bankruptcy law and the bankruptcy process can help you move past difficult debt. With 35 years of experience helping people in Tilton and all throughout New Hampshire, I know how to make bankruptcy work for people. My focus is on understanding exactly what you need and then working to help you achieve those goals through bankruptcy. Most people leave bankruptcy more appealing to creditors than they were before they filed. Let me help you get a fresh start.
You do not have to face difficult debt alone. Call or contact my office online for a free initial consultation.